Object

Title: Deposits as a stable source of bank funding. Did the global finance crisis influence the banks’ funding structure?

Creator:

Iwanicz-Drozdowska, Małgorzata ; Penczar, Marta ; Kujawski, Lech ; Liszewska, Monika

Description:

Argumenta Oeconomica, 2021, Nr 2 (47), s.19-38

Abstrakt:

The paper analyses the bank-specific and macroeconomic factors which determined the share of deposits in the funding structure of 184 EU listed banks in 2004-2016. The findings show that the global financial crisis (GFC) was one of the main factors that influenced the banks’ funding models. The authors document the banks’ return to funding from retail and corporate deposit markets, reducing the diversity in European banking sectors. The paper reports that the set of determinants affecting the banks’ funding policies were different in the GFC in comparison to periods before and after the crisis. The authors concluded that the influence of the net loans to the total deposit ratio on the deposit to total assets ratio was higher in the crisis period. On the other hand, return on assets had a lower negative impact on the banks’ funding model since they were forced to improve their profitability during the GFC.

Publisher:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Place of publication:

Wrocław

Date:

2021

Resource Type:

artykuł

Resource Identifier:

doi:10.15611/aoe.2021.2.02 ; oai:dbc.wroc.pl:112704

Language:

eng

Relation:

Argumenta Oeconomica, 2021, Nr 2 (47)

Rights:

Pewne prawa zastrzeżone na rzecz Autorów i Wydawcy

Access Rights:

Dla wszystkich zgodnie z licencją

License:

CC BY-SA 4.0

Location:

Uniwersytet Ekonomiczny we Wrocławiu

Group publication title:

Argumenta Oeconomica

Object collections:

Last modified:

May 26, 2022

In our library since:

Nov 17, 2021

Number of object content hits:

160

All available object's versions:

https://www.dbc.wroc.pl/publication/153827

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