@misc{Heilpern_Stanisław_Multiple_2014, author={Heilpern, Stanisław}, contributor={Rusnak, Zofia. Redakcja and Zmyślona, Beata. Redakcja}, identifier={DOI: 10.15611/amse.2014.17.12}, year={2014}, rights={Wszystkie prawa zastrzeżone (Copyright)}, publisher={Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu}, language={eng}, abstract={17-th AMSE. Applications of Mathematics in Economics. International Scientific Conference: Poland, 27-31 Agust, 2014. Conference Proceedings Full Text Papers. The International Scientific Conferences "Applications of Mathematics and Statistics in Economics" are organized each year by three Departments of three Universities from three countries - University of Economics, Prague (Czech Republic), Matej Bel University in Banská Bystrica (Slovakia) and Wrocław University of Economics (Poland)}, title={Multiple Life Insurance – Pension Calculation}, type={materiały konferencyjne}, keywords={multiple life insurance, copula, Markov model, pension}, }