@misc{Kawa_Marta_Znaczenie_2006,
 author={Kawa, Marta and Miś, Teresa},
 year={2006},
 rights={Wszystkie prawa zastrzeżone (Copyright)},
 description={Prace Naukowe Akademii Ekonomicznej we Wrocławiu; 2006; nr 1118, t. 1, s. 401-406},
 publisher={Wydawnictwo Akademii Ekonomicznej im. Oskara Langego we Wrocławiu},
 language={pol},
 abstract={Cooperative banks are very closely connected to local communities, thus contributing to their development. Cooperative banks nowadays are often facing difficulties which result from new banking services that have emerged during recent years, the implementation of information technologies, the increasing competition in banking, as well as the necessity of adjusting the norms of banking services to European Union standards.The necessary condition for sustaining their existence and development is the increase in effectiveness, meeting the competition, and satisfying the customers expectations.},
 type={artykuł},
 title={Znaczenie banku spółdzielczego dla społeczności lokalnej},
}