@misc{Gawin_Mateusz_Determinants,
 author={Gawin, Mateusz and Swacha-Lech, Magdalena},
 identifier={DOI: 10.15611/pn.2021.1.02},
 rights={Pewne prawa zastrzeżone na rzecz Autorów i Wydawcy},
 publisher={Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu},
 description={Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu = Research Papers of Wrocław University of Economics; 2021; vol. 65, nr 1, s. 11-27},
 abstract={The paper examines whether Polish communes are willing to buy catastrophe insurance considering behavioural factors such as heuristics and biases. The core methods used in this contribution involve a survey among 348 Polish communes in 2020. The necessary empirical data of a qualitative nature was collected by a consortium of two research agencies, Biostat Research & Development Sp. z o.o. and Biostat Sp. z o.o. The research results supported the hypothesis that the levels of commune income do not have a decisive impact on decisions about the purchase of insurance against catastrophic losses by Polish communes, which allowed to emphasize the role of behavioural aspects of the decision-making process. The article extends the BDM area to municipalities},
 type={artykuł},
 title={Determinants of purchasing catastrophe insurance by communes – behavioural perspective},
}